When a standard home policy
may not fit the property.

Eligible requests may include dwelling-fire, vacant-property, renovation or course-of-construction risks.

Difference-in-conditions or other specialty options are discussed only when an active market accepts the risk.

Occupancy, vacancy, property condition, age, roof, renovations and intended use can affect eligibility.

Wind, hurricane, water and other deductibles are reviewed using the actual policy terms.

C.H.A. confirms current Florida market authority and underwriting appetite before presenting a specific option.