C.H.A. Insurance Agency
C.H.A. Insurance Agency

Protect Your Space. Protect Your Pets.

Your belongings matter.
So do your pets.

Renters insurance and pet insurance are shown on the same page for convenience, but they are separate products. Choose renters only, pet only, or both if both needs apply to your household.

Built around your real life

Built for renters who want to protect their belongings and pet owners who want a plan for unexpected veterinary costs—whether or not those are the same customer.

Renters are often price-sensitive and overlooked by traditional agency marketing, while pet insurance remains a growing protection category. C.H.A. puts both products on one easy-to-navigate page while keeping each coverage decision independent.

6.3%

of insured U.S. pets were in Florida in NAPHIA’s 2025 State of the Industry highlights based on 2024 data.

SOURCE: NAPHIA

Available on this page

Renters Insurance

Personal-property protection for covered losses subject to the policy, limits, deductible and valuation method.

Personal liability protection for eligible claims when provided by the renters policy.

Loss-of-use or additional-living-expense support only for covered losses and within policy terms.

Coverage review for apartments, leased condos, rental homes and other eligible renter situations.

Valuable items, flood and other exposures may need separate limits, endorsements or policies.

Available on this page

Pet Insurance

Accident-and-illness protection options for eligible dogs and cats through participating pet-insurance markets.

Reimbursement, deductible, annual-limit and waiting-period structures vary by plan and carrier.

Pre-existing-condition rules, exclusions and age requirements must be reviewed before enrollment.

Wellness or routine-care features are discussed only when actually offered by the selected plan.

Pet insurance can be requested by itself. Renters insurance is not required to request pet coverage.

Need both products?

You may select both in the C.H.A. Protection Planner below. Neither product is required to request the other.

Related needs. Independent choices.

Review what applies to you.

Related products are shown together to reduce page clutter and make cross-sell opportunities easier to understand. The customer is never required to select every product displayed.

Auto insurance for renter households with vehicles
Personal umbrella where eligible underlying coverage exists
Flood protection for personal property where available
Jewelry and collectibles for higher-value belongings
Life and accident protection for the household
Pet coverage for eligible dogs and cats

Interactive C.H.A. Protection Planner

Choose only what you want reviewed.

Related products may share a page for convenience, but each product is an independent choice. Select one product, several products, or ask C.H.A. to help you decide.

0 PRODUCTS SELECTED
Homeowners + Landlord

Two property products on one page. Choose either one or both.

Auto + Motorcycle

One vehicle page. Auto and motorcycle remain separate choices.

Renters + Pet

Renters and pet insurance share a page, not a required bundle.

Condo + Retirement

Protect today or plan tomorrow—or review both if you choose.

Family + Legacy

Choose the family-protection need that actually applies to you.

Dental + Vision + Accident

Supplemental products shown together while remaining optional.

Home Warranty

Explore eligible home-system and appliance protection pathways.

Your C.H.A. Protection Plan

Nothing is preselected. Choose the product or products you actually want.

Ready for a C.H.A. coverage review?

Choose the protection that fits your situation.

Product availability, rates, eligibility, benefits and approval vary by carrier and underwriting requirements. Completing the website form does not bind coverage or create an insurance contract.

CHOOSE MY COVERAGE