C.H.A. Insurance Agency
C.H.A. Insurance Agency

Protect What You’ve Built. Secure Your Future.

Your home. Your property.
One protection conversation.

Whether you live in the property or rent it to someone else, C.H.A. keeps homeowners and landlord protection together so the coverage conversation follows the asset—not an artificial website silo.

CHOOSE MY COVERAGE CALL C.H.A.

Built around your real life

Built for Florida homeowners, accidental landlords and small residential investors.

Property owners are often managing rising insurance costs, storm exposure, tenant risk and changing property conditions at the same time. C.H.A. starts with the property facts and the current policy before deciding whether another available market should be considered.

1.2M

Florida homeowners paid $4,000 or more per year for property insurance in 2023—the highest count reported among states in the cited Census release.

SOURCE: U.S. Census Bureau ↗

Available on this page

Homeowners Insurance

Dwelling, other-structures and personal-property protection subject to the policy form and selected limits.

Personal liability and additional-living-expense protection when provided by the policy.

Review of hurricane, wind, water and other deductibles shown on the actual declarations and policy.

Roof, occupancy, renovations, protective devices and other property facts that may affect underwriting.

Flood is a separate coverage conversation and should never be assumed to be included in homeowners insurance.

REVIEW HOMEOWNERS INSURANCE

Available on this page

Landlord Insurance

Coverage review for eligible tenant-occupied and rental-property risks.

Dwelling and liability protection based on the actual policy and occupancy structure.

Loss-of-rents or rental-income features only where included by the applicable carrier and policy form.

Property-condition, tenant, vacancy and rental-use facts may materially affect underwriting.

Short-term rental and specialty risks are routed only through markets that actually accept the exposure.

REVIEW LANDLORD INSURANCE

Need both products?

You may select both in the C.H.A. Protection Planner below. Neither product is required to request the other.

Related needs. Independent choices.

Review what applies to you.

Related products are shown together to reduce page clutter and make cross-sell opportunities easier to understand. The customer is never required to select every product displayed.

◆Flood insurance and water-risk review
◆Personal umbrella liability
◆Wind, hurricane and catastrophe-related options where available
◆Jewelry, collectibles and scheduled valuables
◆Auto and motorcycle household cross-sell
◆Home warranty or system-protection pathways where lawfully available

Interactive C.H.A. Protection Planner

Choose only what you want reviewed.

Related products may share a page for convenience, but each product is an independent choice. Select one product, several products, or ask C.H.A. to help you decide.

0 PRODUCTS SELECTED
Homeowners + Landlord

Two property products on one page. Choose either one or both.

Auto + Motorcycle

One vehicle page. Auto and motorcycle remain separate choices.

Renters + Pet

Renters and pet insurance share a page, not a required bundle.

Condo + Retirement

Protect today or plan tomorrow—or review both if you choose.

Family + Legacy

Choose the family-protection need that actually applies to you.

Dental + Vision + Accident

Supplemental products shown together while remaining optional.

Home Warranty

Explore eligible home-system and appliance protection pathways.

Your C.H.A. Protection Plan

Nothing is preselected. Choose the product or products you actually want.

Ready for a C.H.A. coverage review?

Choose the protection that fits your situation.

Product availability, rates, eligibility, benefits and approval vary by carrier and underwriting requirements. Completing the website form does not bind coverage or create an insurance contract.

CHOOSE MY COVERAGE