C.H.A. Insurance Agency
C.H.A. Insurance Agency

Protect Your Smile. Protect Your Future.

Everyday benefits.
Extra protection for the unexpected.

C.H.A. combines dental, vision and accident protection into one supplemental-benefits conversation for families, self-employed workers, independent contractors and people whose employer benefits may not cover everything they need.

Built around your real life

Built for workers and families whose benefit package does not always follow the traditional employer model.

Florida has a large self-employed and nonemployer business population. C.H.A. uses this page to reach solopreneurs, gig workers, contractors, small-business owners and families looking for practical supplemental protection without confusing it with comprehensive health insurance.

3.1M+

nonemployer establishments were reported in Florida for 2023, illustrating the scale of the state’s independent-work and small-business market.

SOURCE: U.S. Census Bureau QuickFacts

Available on this page

Dental & Vision Coverage

Dental plan options may include preventive and basic or major services depending on the carrier, network and plan selected.

Vision options may include exams, lenses, frames or contacts when provided by the actual plan.

Provider networks, waiting periods, annual maximums, copays and exclusions vary by product.

C.H.A. presents only plan features supported by the applicable carrier materials and active product authority.

Available on this page

Accident Coverage

Accident products may pay scheduled or stated benefits for eligible covered events, subject to the policy.

Benefits, exclusions, waiting periods, definitions and payment structures differ by carrier and product.

Accident coverage is supplemental protection and is not a substitute for major medical insurance.

C.H.A. reviews the household need, existing benefits and available product before an application is considered.

Need both products?

You may select both in the C.H.A. Protection Planner below. Neither product is required to request the other.

Related needs. Independent choices.

Review what applies to you.

Related products are shown together to reduce page clutter and make cross-sell opportunities easier to understand. The customer is never required to select every product displayed.

Dental and vision plan review
Accident and hospital-style supplemental protection
Life and final-expense protection
Disability-income conversations where available
Family protection and beneficiary review
Coverage-gap education for self-employed households

Interactive C.H.A. Protection Planner

Choose only what you want reviewed.

Related products may share a page for convenience, but each product is an independent choice. Select one product, several products, or ask C.H.A. to help you decide.

0 PRODUCTS SELECTED
Homeowners + Landlord

Two property products on one page. Choose either one or both.

Auto + Motorcycle

One vehicle page. Auto and motorcycle remain separate choices.

Renters + Pet

Renters and pet insurance share a page, not a required bundle.

Condo + Retirement

Protect today or plan tomorrow—or review both if you choose.

Family + Legacy

Choose the family-protection need that actually applies to you.

Dental + Vision + Accident

Supplemental products shown together while remaining optional.

Home Warranty

Explore eligible home-system and appliance protection pathways.

Your C.H.A. Protection Plan

Nothing is preselected. Choose the product or products you actually want.

Ready for a C.H.A. coverage review?

Choose the protection that fits your situation.

Dental, vision and accident product availability, plan features, networks, rates, eligibility, benefits and approval vary by carrier and underwriting. Supplemental products are not a substitute for comprehensive major-medical coverage. Website submission does not bind coverage.

CHOOSE MY COVERAGE