C.H.A. Insurance Agency
C.H.A. Insurance Agency

Protect the Systems That Keep Your Home Running.

Prepare for breakdowns.
Protect your home systems.

Home warranty and service-contract products are different from homeowners insurance. C.H.A. helps clients explore eligible system and appliance protection pathways only through authorized carrier or partner programs where lawfully available.

EXPLORE WARRANTY AVAILABILITYCALL C.H.A.

Built around your real life

Built for homeowners who want a separate plan for eligible system and appliance breakdowns.

Homeowners often confuse property insurance with home warranties. This page keeps the distinction clear: insurance protects against covered insurance perils, while a warranty or service contract addresses only the systems and appliances defined by that separate agreement.

67.6%

of Florida housing units were owner-occupied in the 2020–2024 Census QuickFacts estimate, representing a large homeowner market for clearly differentiated property and system-protection education.

SOURCE: U.S. Census Bureau QuickFacts ↗

Available on this page

Home Warranty / System Protection

Eligible programs may address specified home systems or appliances when the contract provides coverage.

Heating, cooling, plumbing, electrical, water-heater and appliance coverage varies by provider and contract.

Service fees, exclusions, waiting periods, limits and repair-or-replacement terms must be reviewed before purchase.

A home warranty is not homeowners insurance and does not replace property insurance for covered perils such as fire, theft or storm damage.

C.H.A. does not represent a home-warranty product as available unless the applicable legal authority and authorized provider pathway are confirmed.

REVIEW HOME WARRANTY / SYSTEM PROTECTION

Related needs. Independent choices.

Review what applies to you.

Related products are shown together to reduce page clutter and make cross-sell opportunities easier to understand. The customer is never required to select every product displayed.

◆Homeowners insurance for covered property perils
◆Flood insurance as a separate property-risk conversation
◆Landlord protection for rental homes
◆Device protection pathways where available
◆Home-system and appliance contract review
◆Property and household protection planning

Interactive C.H.A. Protection Planner

Choose only what you want reviewed.

Related products may share a page for convenience, but each product is an independent choice. Select one product, several products, or ask C.H.A. to help you decide.

0 PRODUCTS SELECTED
Homeowners + Landlord

Two property products on one page. Choose either one or both.

Auto + Motorcycle

One vehicle page. Auto and motorcycle remain separate choices.

Renters + Pet

Renters and pet insurance share a page, not a required bundle.

Condo + Retirement

Protect today or plan tomorrow—or review both if you choose.

Family + Legacy

Choose the family-protection need that actually applies to you.

Dental + Vision + Accident

Supplemental products shown together while remaining optional.

Home Warranty

Explore eligible home-system and appliance protection pathways.

Your C.H.A. Protection Plan

Nothing is preselected. Choose the product or products you actually want.

Ready for a C.H.A. coverage review?

Choose the protection that fits your situation.

Home warranty or service-contract availability depends on the provider, program, legal authority, state requirements and contract terms. C.H.A. will not represent a warranty as available until the applicable authorized pathway is verified. Home warranties are not homeowners insurance.

CHOOSE MY COVERAGE