C.H.A. Insurance Agency
C.H.A. Insurance Agency

Protect the Property That Matters

Home and property
reviewed around your needs.

Whether you are protecting the home you live in, a coastal property or an eligible residential rental, C.H.A. starts with your property and priorities, then checks the active market options available for your situation.

Built around your real life

For homeowners, coastal-property owners, condo owners and residential landlords who want a clear, customer-focused coverage review.

New residential market access expands the options C.H.A. can review for eligible homes, coastal properties and landlord risks. Florida customers may also request specialty-property reviews, including dwelling fire, vacant property, difference-in-conditions or course-of-construction, when an active authorized market accepts the risk.

Available on this page

Homeowners + Coastal Home Insurance

Protection options for eligible primary homes, secondary homes and coastal residences, subject to state availability and underwriting.

Coverage reviews built around the home, belongings, liability needs and temporary living expenses shown in the policy.

Clear review of wind, hurricane, water and other deductibles before you select an option.

Your roof, occupancy, renovations, protective devices and other property details help determine eligibility and pricing.

Flood coverage is reviewed separately so you can understand what a homeowners policy does—and does not—protect.

Available on this page

Landlord / Rental Property

Dedicated protection reviews for eligible residential rental properties and landlord needs.

Coverage options may address the dwelling, eligible property and premises liability based on the policy selected.

Rental-income protection is reviewed when it is offered by the applicable policy.

Tenant use, vacancy, short-term rental, renovations and property condition can affect the options available.

C.H.A. confirms current state, market and underwriting eligibility before presenting a specific option.

Need both products?

You may select both in the C.H.A. Protection Planner below. Neither product is required to request the other.

Related needs. Independent choices.

Review what applies to you.

Related products are shown together to reduce page clutter and make cross-sell opportunities easier to understand. The customer is never required to select every product displayed.

◆Coastal homeowners and specialty residential property review
◆Residential landlord and rental-property protection
◆Flood insurance and water-risk review
◆Personal umbrella liability
◆Florida dwelling-fire and specialty-property review
◆Florida vacant-property and course-of-construction review
◆Jewelry, collectibles and scheduled personal articles

Interactive C.H.A. Protection Planner

Choose only what you want reviewed.

Related products may share a page for convenience, but each product is an independent choice. Select one product, several products, or ask C.H.A. to help you decide.

0 PRODUCTS SELECTED
Homeowners + Landlord

Two property products on one page. Choose either one or both.

Auto + Motorcycle

One vehicle page. Auto and motorcycle remain separate choices.

Renters + Pet

Renters and pet insurance share a page, not a required bundle.

Condo + Retirement

Protect today or plan tomorrow—or review both if you choose.

Family + Legacy

Choose the family-protection need that actually applies to you.

Dental + Vision + Accident

Supplemental products shown together while remaining optional.

Home Warranty

Explore eligible home-system and appliance protection pathways.

Your C.H.A. Protection Plan

Nothing is preselected. Choose the product or products you actually want.

Ready for a C.H.A. coverage review?

Choose the protection that fits your situation.

Specific property products, underwriting, rates, eligibility and approval depend on the state, risk and active market authority. Coastal, landlord and Florida specialty-property categories are review pathways, not promises of placement. Website submission does not bind coverage.

CHOOSE MY COVERAGE