Your landlord insures the building, not everything you own inside it. Renters insurance is designed around the part of the risk that belongs to you: your personal property, your personal liability, and certain living expenses after a covered loss makes the residence temporarily unusable.
A useful starting point is estimating the replacement cost of your belongings. Furniture, clothing, electronics, kitchen items and everyday possessions can add up much faster than most people expect. High-value items may need additional review instead of assuming every item is fully covered by a standard limit.
Personal liability is another major part of renters coverage. The appropriate limit depends on the policy, carrier and your circumstances, so it is worth reviewing rather than selecting a number only because it looks inexpensive.
C.H.A. can also review pet insurance separately. Pet coverage is not part of a renters policy and does not require you to buy renters insurance.
Start at cjhadisa.com/quote/renters to send the information needed for a renters quote. Final terms and eligibility are determined by the carrier.
Review your protection options